Commercial Equipment Finance Group
Your Financial Tool Kit
Our industry specialists have the expertise to structure all types of equipment financing transactions to meet your specific tax, accounting, and compliance requirements.
They are prepared to demonstrate how a variety of finance and leasing options can be effective in managing your balance sheet ratios, staying in compliance with financial covenants, improving cash flow, minimizing taxes, and effectively managing the life cycle of business assets.
We offer a wide variety of products and programs, spanning the full spectrum of the finance and leasing industry:
| FIXED RATE LOANS |
CAPITAL LEASES |
FLOATING RATE LOANS |
| GAAP OPERATING LEASES |
TAX LEASES |
1st AMENDMENT LEASES |
| TRAC/SPLIT TRAC LEASES |
SYNTHETIC LEASES |
MUNICIPAL LEASES |
At Your Service
Properly structured finance solutions can provide many benefits to your business. Of course, the most advantageous finance solutions are customized to take in account your current financial and operational situation as well as your overall business goals.
Our knowledge of your industry and company combined with our expertise in structuring loan and lease financing allow us to tailor the right financial product to uniquely support your business.
Your First National Capital team will handle your financing requirements from beginning to end with your needs at the forefront of all decisions. After the initial funding is complete we are always available to support your ongoing needs associated with any administrative issues, billing payments, tax questions, terminations, payoffs, and most importantly your next financing requirement.
Aviation Finance Group
First National Capital - Aviation Finance, a business group under First National Capital Corporation, has funded loans and leases in excess of ½ billion dollars.
Our team of experienced aviation advisors and underwriters are dedicated exclusively to aircraft finance and will tailor a solution to meet your specific financial requirements.
We understand the importance of not only delivering the best rates and terms, but doing so on time, with exceptional customer service.
Transaction Types
Jet Aircraft
Turbo Prop Aircraft
Turbine Helicopters
Innovative Financial Solutions
First National Aviation Finance provides financing for general aviation aircraft acquisition, refinance, or equity finance transactions up to $65 million including but not limited to the following transaction types:
- Term Loans - fixed rate, variable rate, or hybrid rate loans with amortizations up to 20 years
- Asset Based Loans - loans with limited or no personal or corporate guarantee required
- Operating Leases - referred to as "Off Balance Sheet" or "Tax Leases"
- Synthetic Leases - "Off Balance Sheet" financing where the Lessee maintains depreciation benefits
- Equity Finance - lease or loan options to take equity out of aircraft assets
- Financing for upgrades, modifications, or engine overhauls
Industry & Trade Associations
First National Aviation Finance is proud to be members in good standing with the following industry and trade associations:
National Aircraft Finance Association - NAFA
National Business Aviation Association - NBAA
Helicopter Association International - HAI
Equipment Finance and Lease Association - ELFA
Vendor Solutions
Meeting the Challenge
First National Capital's vendor leasing programs are as unique as the equipment and software manufacturers we partner with. Unlike traditional lenders who limit financing options to generic transactions, our flexibility enables us to build customized financing products that help you overcome marketing, sales, and distribution challenges.
Vendors who offer financing alternatives to their customers early in the sales cycle have a competitive edge. Financing is an integral part in helping you sell your products by adding value and convenience to your customers which translates to increased sales and profits. By offering your customers a variety of financing options, you can better control the entire sales process.
Some of the reasons our current vendor partners choose to work with First National Capital are our Dedicated Service, High Approval Ratios, Fast Turn Around Time, Low Rates, Aggressive Residuals, and Flexible Payment Plans.
-Program Overview-
- Transaction Size: $50,000 to $50,000,000
- Equipment: Medical, Construction, Mining, Software, Technology, Manufacturing, Transportation, Oil & Gas Asset, POS Systems, Food Processing Equipment
- Lease Term: 12 to 120 Months
- Geographic: United States, Canada
- Dedicated Program Manager: Dedicated to working with your sales force and customers to provide the best service available in the commercial finance industry today.
How Leasing Benefits You
Financing can enable you to sell more equipment, more often, to more customers, all while improving your cash flow. The ability to offer Financing is a valuable sales and customer retention tool.
- Offer low monthly payments and make equipment acquisition easy for your customers
- Enable your customers to order additional equipment that they may not have purchased due to cash constraints
- Increase transaction size and profit margins by presenting your customers with more purchasing power
- Make it easier for your customers to acquire new equipment, upgrade current equipment, or add on to existing equipment as their needs change
- Develop follow-up selling opportunities and build a long-term footprint for repeat business
- Close sales faster by offering leasing options, and spend more time in front of potential prospects
- Control the sale by offering "one-stop shopping" - equipment, technology, servicing and financing all in one package
- Increase customer loyalty by being a single, convenient source for quality products and flexible, affordable financing
- Get paid fast with rapid funding on documented and installed systems
- Reduce your "days sales outstanding" from net-30 sales and eliminate fees paid to credit card companies
