As a manufacturer, dealer or distributor of commercial equipment, where can you go when your mid-sized or large customer has complex needs that don’t easily fit a lender’s “credit box? Does your current lender say no too often? Deal is too big, too small, term too long, used equipment, mixed with another vendors equipment, business to small? Business too new? Low FICO? Whether a complex project or a more challenging credit circumstance, First National offers expanded capabilities for equipment sellers to make the complex sale move easier.
Flexible Terms
Transaction sizes from $500M to $250MM+
Terms from 24 to 180 months depending on assets financed
Amortizations up to 20+ years
Flexible collateral requirements
Risk-based pricing yielding competitive rates for strong and challenged-credit
Finance Structures
FMV/Operating Leases
Sale Leaseback
Loans & Capital Leases
Project Finance
Trac/Split-Trac Leases
Seasonal, Step-Up & Skip Payments
Typical Projects Funded
Facility Expansion
CapEx Lines
Automation
Digital Transformation
ERP & Enterprise Software
Sale-Leaseback
Done Deal.
It all starts with a conversation.
We listen. We apply real finance expertise. We solve problems. And we get deals done. Let’s do this.