Customer
- The client is a U.S.-based packaging manufacturer with foreign ownership.
- It specializes in producing plastic and flexible packaging solutions for industrial and consumer markets.
- While the company has a strong global presence, it lacked a robust financial history within the United States.
- It had recently completed most of a capital investment, acquiring a new extrusion line to expand U.S. production capabilities.
Challenges
- The company’s foreign ownership and limited domestic financials led to repeated rejections from U.S.-based lenders.
- Approximately 80% of the equipment purchase had already been paid in cash, depleting available working capital.
- The remaining 20% milestone payment was due soon, creating urgent liquidity needs.
- The business needed to recapitalize the deployed funds to strengthen its balance sheet and support ongoing operations and future growth.
Done Deal
FNC provided a custom reimbursement-based equipment lease after recognizing the company’s global backing and operational strength.
We returned 80% of the capital already invested back to the company, improving its liquidity position.
We directly funded the remaining 20% payment to the equipment vendor to complete the acquisition.
The lease featured long-term amortization, reducing monthly payment strain and preserving cash flow.
This structure enabled the manufacturer to continue scaling its U.S. operations while maintaining financial flexibility and supporting working capital needs.
