Aviation Financing

Over $1B in capital deployed for business aircraft financing in Part 91 and 135 operations.

Rob Polichetti | Senior Aviation Finance Manager
rpolichetti@firstncc.com Direct:  949-614-1626 Cell: 714-725-5235

Get a Quote Within 24 Hours

Our team of experienced aviation advisors and underwriters are dedicated exclusively to aircraft finance and will tailor a solution to meet your specific financial requirements. Simply fill out this form, and we'll be in touch within 24 hours.

We are an asset-based lender providing capital as a carve out to relationship/local banks. We provide capital to keep the airplane loan separate from your relationships. This helps to keep your capacity available for working capital for the business. We do not require you to move any funds over to us, and we do not have any restrictive covenants or cross collateralization.

  • 91/135 operated
  • High hourly utilization and 100% charter
  • No age limit restrictions up to 40 years of age
  • Loan amounts from $1MM to $100MM
  • Term financing with balloon & Lease options  
  • LTV’s up to 85% depending on age
  • Fixed or floating rates amortized from 5- 20 years
  • Programs for avionics, engine overhauls, wi-fi, fleets, frist-time buyers and Hangers on leased land up to $20M
  • Broader credit appetite
  • Expert aviation specialists with streamlined processes and documentation

We bring “virtually unlimited funding capacity” and operates with deep institutional backing—not confined by traditional bank constraints. This allows them to act quickly and decisively, delivering fast, customized deals even when banks hesitate.

How to buy an aircraft for free- SMART MONEY!

If a buyer purchases a $10,000,000 plane and they are in the 37% tax bracket, they could write off $10,000,000 from their 2024 taxes and SAVE $3,700,000 (37%) in CASH! They could then take $2,000,000 from this savings and put 20% down on a plane. Now they own a plane with a great loan from FNC and still have $1,700,000 left over in the buyer’s pocket!

Client Profiles

Our clients include public and private companies, charter operations, high net worth individuals, sports and entertainment celebrities, offshore transport, med flight and others.

Loan Amounts

We offer loan amounts up to $70 million for corporate and individual credits with various structures on aircraft up to 40 years old.

Flexibility Matters

  • FNCC allowing High Charter Utilization on part 135 flying upwards of 1,000 to 1,500 hours flown annually
  • No financial covenant requirements
  • No Engine programs required
  • FNC solutions complement existing bank relationships. As third-party lenders we do not require any deposits, treasuries, or assets or AR.
  • Beyond aviation, FNCC supports sectors like Construction, Transportation, Manufacturing, Packaging, Data Centers IT, Healthcare, Private Equity. Demonstrating versatile structuring capabilities.
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