Rob Polichetti | Senior Aviation Finance Manager
rpolichetti@firstncc.com Direct: 949-614-1626 Cell: 714-725-5235
We are an asset-based lender providing capital as a carve out to relationship/local banks. We provide capital to keep the airplane loan separate from your relationships. This helps to keep your capacity available for working capital for the business. We do not require you to move any funds over to us, and we do not have any restrictive covenants or cross collateralization.
We bring “virtually unlimited funding capacity” and operates with deep institutional backing—not confined by traditional bank constraints. This allows them to act quickly and decisively, delivering fast, customized deals even when banks hesitate.
If a buyer purchases a $10,000,000 plane and they are in the 37% tax bracket, they could write off $10,000,000 from their 2024 taxes and SAVE $3,700,000 (37%) in CASH! They could then take $2,000,000 from this savings and put 20% down on a plane. Now they own a plane with a great loan from FNC and still have $1,700,000 left over in the buyer’s pocket!
Our clients include public and private companies, charter operations, high net worth individuals, sports and entertainment celebrities, offshore transport, med flight and others.
We offer loan amounts up to $70 million for corporate and individual credits with various structures on aircraft up to 40 years old.