The supply chain never sleeps—and neither do the demands on your fleet. From electrification mandates to same-day delivery expectations, we finance the trucks, technology, and infrastructure that keep America moving when margins are thin and disruptions are constant.
Expertise Matters.
“We had 90 days to launch electric last-mile delivery in three cities to keep our biggest contract. Plus, our reefer fleet needed replacing, and the TMS upgrade couldn’t wait. Banks wanted to finance pieces. First National funded the whole transformation—$26 million for EVs, charging infrastructure, refrigerated trailers, and the software to run it all. They understood that modern logistics isn’t about trucks; it’s about orchestration.”
Capital for the Road Ahead
Logistics operates in a world of perpetual crisis and razor-thin margins. Driver shortages push labor costs skyward while shippers demand lower rates. Environmental regulations require fleet overhauls while customers expect faster delivery. You’re managing CSA scores, ELD mandates, and emission standards while competing against Amazon’s definition of “fast.” Traditional lenders see depreciating trucks. We see the complex systems that power commerce.
Beyond The Limits of Traditional Lending
Your business doesn’t stop for fuel spikes, port shutdowns, or sudden customer bankruptcies. Your capital partner shouldn’t either. We structure financing that flexes with seasonal peaks, driver availability, and the endless evolution of delivery expectations.
Straightforward capital deployment for transaction sizes from $500,000 to $250,000,000+
Risk-based pricing yielding highly competitive rates for strong and challenged-credit scenarios.
Terms from 24 to 180 months depending on assets financed with amortizations up to 20 years or more.
Wider credit appetite born from balance sheet strength and extensive 3rd party institutional funding relationships
Non-dilutive, high capacity financing with no covenants and flexible collateral requirements
Full complement of operating lease, capital lease and loan structures, including sales-leaseback and refinance options.
Transportation Equipment Financed:
Modern logistics requires sophisticated assets across every link in the supply chain. These are the critical equipment categories that enable carriers and logistics companies to meet today’s delivery demands.
It All Begins With A Conversation
We listen. We live out-of-the-box. We solve problems. And we get deals done. Let’s do this.
