Solutions for Equipment Sellers

Your equipment can transform your customer’s business—if they can get it financed. We’re the funding partner that can reach beyond the limitations of traditional lending, turning your larger deals into signed contracts and your complex proposals into commissioned sales.

Constrcution5

Expertise Matters.

“We had a $15 million order on hold for six months. The customer needed 30 excavators, 20 loaders, and a complete telematics package, but they’d just acquired two competitors and every bank saw overleveraged chaos. First National saw a contractor positioned to dominate three states. They funded the entire package in 14 days, including trade-ins and extended warranties. That one deal made our year—and theirs.”

Powering Sales

Every equipment seller knows the heartbreak: perfect product-market fit, eager customer, signed proposal—killed by rigid financing. You watch deals die because banks can’t understand used equipment values, multi-vendor packages, or why a three-year-old company needs $5 million in machinery. We’re built to overcome obstacles and get deals done.

Beyond The Limits of Traditional Lending

Your success depends on getting deals funded—all deals, not just the easy ones. We’re structured to approve transactions that traditional lenders reject, close deals that others delay, and create financing solutions that actually match how equipment is bought, sold, and used.

Straightforward capital deployment for transaction sizes from $500,000 to $250,000,000+

Risk-based pricing yielding highly competitive rates for strong and challenged-credit scenarios.

Terms from 24 to 180 months depending on assets financed with amortizations up to 20 years or more.

Wider credit appetite born from balance sheet strength and extensive 3rd party institutional funding relationships

Non-dilutive, high capacity financing with no covenants and flexible collateral requirements

Full complement of operating lease, capital lease and loan structures, including sales-leaseback and refinance options.

Equipment Financed:

We fund virtually every category of commercial equipment, helping sellers close deals across all industries. 

Adobestock 686812850 scaled

Construction Equipment

  • Cranes and lifting equipment
  • Earthmoving machinery
  • Paving and concrete equipment
  • Demolition equipment
  • Trenching and drilling
  • Compaction equipment
  • Specialized attachments
Forklift in huge warehouse 2024 10 31 02 21 05 utc scaled

Material Handling

  • Wheel loaders
  • Telehandlers
  • Rough terrain forklifts
  • Articulated haulers
  • Off-highway trucks
  • Conveyor systems
  • Material handlers
  • Dump trucks
Industrial robots 2024 11 25 15 35 49 utc scaled e1752159232812

Transportation & Fleet

  • Commercial trucks
  • Specialty vehicles
  • Trailers and containers
  • Fleet management technology
  • Electric vehicles
  • Refrigerated units
  • Material handling
  • Delivery equipment
Working hardware in data center 2025 03 08 07 14 26 utc scaled

Technology & Software

  • Enterprise software
  • Data center equipment
  • Networking infrastructure
  • Security systems
  • Communication platforms
  • Cloud solutions
  • Industry-specific software
  • Integration services

It All Begins With A Conversation

We listen. We live out-of-the-box. We solve problems. And we get deals done.  Let’s do this.