Our financial structures and solutions range from RPO conversions, fleet finance, power and emission upgrades, project-specific structures, seasonal payments, and more. This flexibility allows us to adapt to the diverse needs of our clients, whether they are managing a small project or a large-scale construction effort. Our deep understanding of the construction industry enables us to provide tailored financing solutions that align with the goals of your business.
Expertise Matters.
“Bringing together multiple assets, vendors, and payments within a complex time horizon is a challenge many lenders shy away from. The team at First National Embraced the challenge.”
First National Capital’s Construction Equipment Finance Group focuses exclusively on the equipment finance needs of construction concerns across North America. Our Construction Equipment Financing division has funded over $2B in heavy equipment for contractors, infrastructure developers, and fleet operators nationwide. Our team of experienced equipment finance specialists and industry underwriters understand construction cycles, project timelines, and the unique demands of your business.
Securing the right financing can be the difference between a project’s success and failure. Our clients often share stories of how our financing options have allowed them to invest in new technologies or expand their operations, ultimately leading to increased efficiency and profitability. For instance, one contractor utilized our financing for a fleet of modern hydraulic excavators, resulting in a 20% increase in productivity on their job sites.
Furthermore, we understand that every construction project is unique. From the initial planning stages through to project completion, we work closely with our clients to ensure that their construction equipment financing strategies support their operational objectives. By providing expert guidance on the best equipment to finance, we help them make informed decisions that drive growth.
Beyond The Limits of Traditional Lending
First National Capital’s construction equipment financing team combines decades of industry experience with sophisticated financing structures specifically designed for the unique challenges of construction and aggregate sectors.
Straightforward capital deployment for transaction sizes from $500,000 to $250,000,000+
Risk-based pricing yielding highly competitive rates for strong and challenged-credit scenarios.
Terms from 24 to 180 months depending on assets financed with amortizations up to 20 years or more.
Wider credit appetite born from balance sheet strength and extensive 3rd party institutional funding relationships
Non-dilutive, high capacity financing with no covenants and flexible collateral requirements
Full complement of operating lease, capital lease and loan structures, including sales-leaseback and refinance options.
Construction Equipment Financed:
Unlike traditional lenders, our team understands equipment utilization, jobsite productivity, project pipelines, and the cyclical nature of construction businesses. Explore the essential construction equipment most frequently financed by leading contractors—each section below highlights a key asset class driving productivity and growth across the industry.
It All Begins With A Conversation
We listen. We live out-of-the-box. We solve problems. And we get deals done. Our goal is to empower construction businesses to thrive by providing them with the financial resources necessary for growth. Let’s do this.
By choosing First National Capital for your construction equipment financing needs, you are partnering with an experienced team dedicated to your success. Our comprehensive approach ensures that you not only receive the best financing options but also ongoing support throughout your projects. Together, we can build a stronger foundation for your business.
