Concierge Financial Solutions:
Solutions For Private Aviation Finance That Go Beyond Traditional Lending
The best aircraft trade in weeks. Bank financing takes an average of 119 days. That’s FOUR MONTHS!
First National Capital closes complex aircraft transactions as fast as 2–3 weeks because our aviation team evaluates ownership structures, residual values, and operational context in-house. No outside consultants. No committee delays. No education process on your dime or unnecessary complexities delaying your deal.
What We Finance
Business Jets — Light jets to large-cabin and BBJ-class aircraft, for Part 91 flight departments and Part 135 operators. (no commercial aircraft)
Turboprops — Business turboprops and executive transport, financed with the same specialist expertise we bring to any jet. (no single pistons)
Helicopters — Rotary-wing financing built on genuine operational risk assessment, not generic asset formulas.
Refinancing & Sale-Leaseback — Restructure existing aircraft debt, unlock trapped equity, or optimize capital structure without disrupting operations.
"First National Capital was able to navigate both difficult secondary market conditions and manage through a challenging ownership structure to successfully negotiate, document, and fund our Challenger 605 lease with an aggressive residual in only 21 days."
Energy Services Executive
$18,420,000 | Challenger 605
Connect with our Aviation Experts
Differentiated Aviation Finance Capabilities for Private Aircraft Owners and Operators
First National Capital’s aviation team combines decades of aviation finance industry experience with sophisticated financing structures specifically designed for the unique challenges of business jet acquisitions, refinancing, and private aircraft transactions.
Straightforward capital deployment for transaction sizes from $500,000 to $250,000,000+
Risk-based pricing yielding highly competitive rates for strong and challenged-credit scenarios.
Terms from 24 to 180 months depending on assets financed with amortizations up to 20 years or more.
Wider credit appetite born from balance sheet strength and extensive 3rd party institutional funding relationships
Non-dilutive, high capacity financing with no covenants and flexible collateral requirements
Full complement of operating lease, capital lease and loan structures, including sales-leaseback and refinance options.
First National Capital: Your Partner in Aviation Finance
The gap between ownership structure complexity and financing capability is structural—not situational. Traditional lenders were not designed to evaluate trusts, navigate multi-member LLCs, or move at the speed aviation transactions demand. First National Capital was.
Our Aviation Finance team works with owners, operators, and their advisors to build financing strategies that align with ownership objectives, operational requirements, and transaction timelines. We specialize in:
- Closing aircraft financing in 2–3 weeks—not 68–100 days—because we understand the structures and don’t require external expertise to evaluate transactions
- Navigating complex ownership arrangements including LLCs, trusts, partnerships, and multi-entity configurations
- Structuring residual-based financing that reflects actual aircraft value dynamics, not generic depreciation tables
- Supporting Part 91 and Part 135 operations with structures appropriate to each operational context
- Pre-positioning capital relationships so financing readiness never constrains transaction execution
With over $1 billion deployed in aviation financing across North America, First National Capital has the expertise, capacity, and execution speed to serve as a genuine strategic partner—not merely a transactional vendor.
Aviation Expertise At Work:
Our case studies reflect this tailored approach. In one instance, we worked with a client who required a quick turnaround on financing due to a unique market opportunity. We were able to expedite the process and secure favorable terms that aligned with their business goals, demonstrating our commitment to exceptional client service.
It All Begins With A Conversation About Capital Needs
We listen. We live out-of-the-box. We solve problems. And we get deals done. Let’s do this.