Decentralized data centers became necessary for a rapidly expanding firm that needed to support a world gone to remote work and technology requirements increasingly spread across the country. Separate from and complementary to their bank relationship, the company established a Data Center Credit Facility allowing them to reimagine their tech stack for a “subscription-like” experience that included all hardware, services, installation, cabling, etc. with a planned an easy upgrade cycle by technology type. This credit facility allowed for accelerated expansion into superior technologies within budget and without disrupting banking relationships.