Your clinical vision shouldn’t wait for capital committees to understand healthcare economics. We finance the technology and infrastructure that transforms patient care—from community clinics to academic medical centers.
Expertise Matters.
“First National Capital understood our hospital system’s need to modernize our imaging department while managing cash flow during our EHR implementation. They structured a $19 million financing package that included MRI systems, CT scanners, and surgical robotics. Their healthcare expertise and flexible payment terms aligned perfectly with our revenue cycle.”
Advancing The Standard of Care
Healthcare capital decisions happen at the intersection of clinical excellence and financial sustainability. While banks see depreciating assets, we see revenue-generating clinical capabilities. While they worry about equipment obsolescence, we understand technology refresh cycles and the competitive advantages of cutting-edge diagnostics. This fundamental understanding gap is why healthcare organizations turn to First National Capital.
Beyond The Limits of Traditional Lending
Healthcare runs on different economics than other industries. Medicare reimbursements, value-based contracts, prior authorizations—these realities shape every capital decision. Our healthcare equipment finance structures work within your world, not against it.
Straightforward capital deployment for transaction sizes from $500,000 to $250,000,000+
Risk-based pricing yielding highly competitive rates for strong and challenged-credit scenarios.
Terms from 24 to 180 months depending on assets financed with amortizations up to 20 years or more.
Wider credit appetite born from balance sheet strength and extensive 3rd party institutional funding relationships
Non-dilutive, high capacity financing with no covenants and flexible collateral requirements
Full complement of operating lease, capital lease and loan structures, including sales-leaseback and refinance options.
Common Assets for Healthcare Equipment Finance:
Modern healthcare delivery depends on sophisticated technology and infrastructure. These are the essential categories our healthcare finance team evaluates every day—understanding not just the equipment, but how it drives clinical and financial performance.
It All Begins With A Conversation
We listen. We live out-of-the-box. We solve problems. And we get deals done. Let’s do this.